Accidents happen anywhere. Once you are an owner of property, you will be held liable for any injuries that others may sustain on your property, due to things like: poor lighting, floor hazards, or falls resulting from snow or ice.
Your home, finances and anything that you own can be claimed as compensation by anyone who injures themselves on your property.
"Kalita Insurance Agency"'s, homeowners' liability insurance coverage is established to protect you from any claims for injuries to another person or damage to their property if you are found legally liable and injuries to someone else, whether on your property or not.
This policy works to protect you in a variety of situations, including:
Liability defense costs
Claims for injury to others
Claims for property damage
Medical expenses for injuries to others
If you are found negligent and someone is injured because of it, you may be held responsible for damages forever.
For example, if the snow-covered walkway to your rented object is not cleared on time and a pedestrian breaks his/her leg, then you must deal with the claim for compensation.