While an inspection of your property is not an automatic requirement when establishing homeowner’s insurance, more carriers are requiring an inspection, to make sure that they are insuring an actual home.
The insurance company will perform inspections on your house on two occasions:
When you first applied for your homeowners insurance policy
When you make a claim
"Kalita Insurance Agency" provides exceptional quality property insurance inspections and we cater to the requirements of the property and casualty insurance companies and agents.
We check the following things:
* Roof Covering
* Roof Geometry
* Opening Protection
* Building Code Compliance
An inspector may find items in the inspection that will afford a discount in the insurance that you were not aware of.
When the home inspection is complete, it is sent to the home insurance company. They review and confirm the accurate dwelling coverage and also outline any concerns that need to be addressed and forward to the agent. The agent communicates any changes or concerns to the customer.
Having your home inspected helps to keep the cost of reinsurance down.
The home insurance inspection can be a very simple process that provides peace of mind that your home is insured properly and that avoidable losses can be avoided.